Small And Medium Enterprises Plan For 12Th Five-Year &Nbsp; March Next Year Is Expected To Formally Introduce.

"Small and medium enterprises"

To make this plan, in mid September, the Ministry of small and medium sized enterprises of the Ministry of industry and Commerce went to Sichuan, Zhejiang and other places with intensive research in small and medium-sized enterprises.

The reporter understands that the formulation of the "12th Five-Year plan" for SMEs is led by the Ministry of industry and information technology.

In fact, for the measures to promote the development of small and medium-sized enterprises, in 2009, the Ministry of industry and Commerce had led the "29 countries". In September 19, 2009, the State Council issued several opinions on further promoting the development of small and medium-sized enterprises.

In order to carry out the opinions of the State Council on further promoting the development of small and medium-sized enterprises (No. 36), eight ministries and commissions also issued opinions on strengthening services and promoting the informatization of small and medium-sized enterprises (2009).

On the basis of the implementation of the growth project of SMEs in the '11th Five-Year' period, the growth project of SMEs will be continued in the '12th Five-Year' period.

The deputy director of the Ministry of industry and Commerce said.

The deputy director said that during the "12th Five-Year" period, the government would guide SMEs to focus on the layout of upstream and downstream enterprises in various fields, especially the characteristic professional market.

In the 12th Five-Year plan, the government will also set up a cooperation platform to solve the development dilemma faced by small and medium-sized enterprises.

And this platform is for small and medium-sized enterprises to solve the talent dilemma.

But the specific operation ideas, the deputy director did not disclose.

Wu Xiaobo, executive vice president of the school of management, Zhejiang University, believes that small and medium-sized enterprises need to grow and talents are indispensable.

Although the total number of scientific and technological talents in China is now at the forefront of the world, a large number of them have gone to developed countries, multinational corporations and large enterprises, so that small and medium-sized enterprises are short of talents.

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Financing and burden reduction focus

In the past 30 years of reform and opening up, compared with the rapid growth of state-owned enterprises, the development of SMEs has been very slow.

"The slow development of SMEs is facing many difficulties, such as shortage of talents, limited vision of enterprises, and financing difficulties. These are all bottlenecks for SMEs to solve."

The deputy director said.

A chief executive of a biological research and Development Bureau in Beijing told our reporter that the biggest difficulty facing his company is financing. "Our financing channels are very simple, only banks. But if we want to borrow money from banks, it is very difficult for us to register small companies with less than $1 million in registered capital. Many projects have to borrow money from friends when they are in urgent need of money."

He said.

The boss also emphasized that he had sharpened his head and wanted to tie up with the bank's credit controllers.

The reporter obtained a survey data form from China SME Association.

The data sheet shows that although SMEs create 60% of GDP, the amount of loans they can get from banks is less than 1/4 of the total number of commercial loans, and the funding gap of SMEs is more than 30%.

"The financing difficulties of SMEs must be solved as systems engineering. Next, the central government will further support the development of SMEs, such as the special funds of the central budget for supporting the development of SMEs."

Another director of the Ministry of small and medium enterprises of the Ministry of industry and commerce, who was involved in the formulation of the "12th Five-Year plan", told reporters.

It is understood that the central finance has several ways of payment, including capital injection, business subsidies, early allocation, interest discount, loss compensation risk and equity entry.

These forms of central financial payment are usually issued in the form of special funds for small and medium enterprises, such as the science and technology innovation fund, the international market development fund, the Agricultural Achievements Transformation Fund, the venture capital guidance fund and the SME Service System special funds.

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Reporters learned that those who could benefit from this policy were mostly technological innovation SMEs, which were mostly located in the Ministry of science and technology.

Public information shows that in 2008, the central government allocated a special fund of 4 billion 990 million yuan, an increase of 75% over the previous year.

In 2009, the central government allocated a special fund of 10 billion 890 million yuan to support the development of small and medium-sized enterprises.

In addition to the above favorable policies, the pfer of private lending into "passbook bank" and "collective debt" has always been the expectation of small and medium-sized enterprises.

According to the reporter's understanding, small and medium-sized enterprises in the "12th Five-Year" plan to further expand the recognition of small loan companies, if small loan companies operate for more than two years, they can be converted into "passbook bank".

Data show that there are 583 small loan companies nationwide.

Collective bond issuance is commonly known as "bundling bonds".

Prior to that, the first bond business in China was the bond of the China Hi tech Industrial Development Zone in 2003. At that time, 12 enterprises in different high-tech zones issued bonds in the form of "unified title, separate liabilities, guarantee separately and bundled issuance".

Popularly speaking, it is an institution that takes the lead, and several enterprises apply for issuing bonds together, which is one kind of corporate bonds.

According to the reporter, the first batch of small and medium-sized enterprises collecting bonds has 3 cities to issue 1 billion 820 million yuan, including 35 million yuan in Beijing, 1 billion yuan in Shenzhen, and 515 million yuan in Dalian.

The second batch, Henan, Hubei, Yunnan, Qinghai and other four provinces issued 2 billion 865 million yuan.

"The third batch is being prepared, and 17 provinces and municipalities such as Shanghai, Jiangsu and Inner Mongolia are listed."

The above director of the Ministry of industry and Commerce said, "collective debt of small and medium-sized enterprises can not only improve the capital structure of enterprises, but also is a brand benefit for enterprises.

Besides, it also supports market intermediaries, such as rating agencies, banks and so on.

Data show that the SME board was launched in May 2004.

Over the past 5 years, 306 companies have been listed, and the scale of the listing and financing has reached 120 billion 300 million yuan, with a market value of 970 billion yuan and a net profit of 52 billion 100 million yuan.

The SME board opened in October 23, 2009.

Since its listing in October 30, 2009, it has received 197 households, 28 households have issued, and financing is 15 billion 500 million yuan.

Compared with the difficulty of financing, another policy expected by SMEs is how to lighten the burden.

The core of reducing the burden of SMEs is to reduce tax revenue and reduce administrative fees.

"In the" 12th Five-Year plan ", tax reduction and reduced fees have been described in a heavy way, involving more than 100 administrative and institutional fees for cancelling and stopping collection.

The director of the Ministry said.

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4 trillion investing in small and medium-sized enterprises

Since the financial crisis in 2008, Chinese enterprises have been greatly damaged. In order to stimulate domestic demand, the state has introduced a 4 trillion yuan investment plan. Although people generally expressed their expectation of the 4 trillion yuan investment plan, they often heard that entrepreneurs talk about the expression of the economic stimulus plan, such as the "moon in water". They were still somewhat confused about the unprecedented economic stimulus "combined boxing" and the effectiveness and distribution of the 4 trillion yuan.

Mao Yushi, a famous economist, told reporters that the problem was mainly related to private investment, consumption and SMEs.

"The 4 trillion yuan stimulus plan and industrial plan mostly give state-owned enterprises, while small and medium-sized enterprises and private enterprises seldom enjoy substantial benefits in this round of policies."

Mao Yushi said.

Economist Tang Min has said in an interview with the media that fiscal expansion can stimulate the economy "only save lives, not fitness". It is understandable and necessary to adopt a special way in a special period. However, if the Chinese economy is to focus on frequent and high-dose "cardio", then the fundamental problem will eventually be difficult to solve.

At present, there are more than 10 million small and medium-sized legal person enterprises in China, accounting for 99% of the total number of enterprises, of which less than 300 of the small enterprises account for 95.8%.

SMEs contributed 60% of China's GDP, 50% of tax revenue and 80% of urban employment.

50% of the tax is paid, providing about 80% of the urban jobs.

With its flexible operation mechanism and market adaptability, small and medium-sized enterprises have become an important force to promote China's economic and social development.

Regarding the "Absence" of SMEs in the national investment plan, the official of the Ministry of industry and commerce does not deny that recently, Zheng Xin, deputy director of the SME Department of the Ministry of industry and information technology, said that China will continue to focus on solving the problems of financing difficulties faced by the development of small and medium-sized enterprises, unfair treatment in the monopolized industries and fields, rising labor costs, rising labor costs, rising raw material prices, weak innovation capability, overcapacity, low utilization of resources, and backward production technology.

At the same time, we should constantly improve the social service system of SMEs and create a good social environment for the development of SMEs. He believes that China's SMEs are at the best stage of development, and relevant state departments and local governments will continue to vigorously help SMEs solve various development difficulties and create a better development environment for SMEs.

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Data link

"Six door" for small and medium sized enterprises

First, financing is difficult.

Because of the lagging structural reform of China's large and medium-sized banks and the small number of small banks, it is difficult for SMEs to borrow money.

The development of capital market is late, and the direct financing channels of enterprises are not smooth.

Two, lack of talent.

Although the economic recovery and wage surge have brought a new round of reshuffle of talents, there is no Phoenix that can not lead to Phoenix. Small and medium-sized enterprises lack strength. Entering and leaving people is a difficult problem for SMEs.

Three, market access is difficult.

According to the survey, more than 80 industries in the whole society allow 62 foreign capital to enter, and only 41 private capital enters.

Four, independent innovation and structural adjustment are difficult.

Because small and medium-sized enterprises are relatively deficient in talent, weak in capital and coupled with imperfect social service system, most SMEs feel weak in technological innovation, and difficult to adjust their product mix and industrial structure.

Five, the low level of modern management.

At present, the management of SMEs is mostly paternalistic without the establishment of a modern enterprise system.

The scientific nature of decision-making is not strong enough, and lack of supervision and restriction. If this happens, it will hurt the sustainable development of enterprises.

Six, risk control ability is weak.

Small and medium-sized enterprises are small in scale, weak in competitiveness and weak in resisting market risks.